South Africans are often challenged by extreme weather conditions, including hailstorms and heavy rains that can cause flooding and extensive property damage. If you’re living in one of the areas prone to extreme weather, these tips may help you reduce risks associated with property or personal injuries during these extreme weather events.
Personal insurance for vehicles
Your car is an integral part of your life. With comprehensive personal vehicle insurance, you can ensure you are protected against potential car emergencies that could jeopardise your livelihood.
How to keep your car safe in a hailstorm
· If possible, use a GPS or Google Maps to look for nearby covered parking facilities like a shopping mall.
· Pull over to a safe spot, remove the floor mats from the car, and place them on the roof, bonnet, and boot lid, ideally securing them with a heavy weight.
· Thick fleecy blankets can be used to cover your car.
· Consider purchasing a low-cost vehicle carport.
· Check to see if your car is insured for the correct value and if your policy covers hail damage.
Building personal insurance
Underinsured building coverage is still a common but costly insurance oversight. Comprehensive building insurance considers all of the risk scenarios that your home or buildings are exposed to and assists you in determining the best solution for your home.
How to safeguard your home:
· Clear debris from gutters regularly to reduce the possibility of overflow, resulting in water pushbacks and potential internal water damage.
· Maintain the roof by inspecting it regularly.
· Trim trees and shrubs to avoid branch or debris damage to a home.
· Secure outdoor furniture or relocate it indoors.
· Check that your home and contents are insured for the correct replacement cost.
Why go undercover?
Undercover Insurance Brokers has an extensive track record of service excellence, thanks to the quality services delivered by our diverse team of highly experienced and skilled insurance experts.
We work closely with our clients to provide comprehensive personal insurance that meets their specific needs and challenges, whether those clients are corporations or individuals.
Our extensive range of specialised personal insurance products is executed by our team with a diverse and specialised skill set to apply the best solutions that suit the needs of our customers with professionalism, expert advice, transparency, and trust.
At Undercover Insurance Brokers, we carefully study consumer preferences to cater for our clients’ specific needs and preferences. As a result, we can provide affordable personal insurance products at the best price and assist with developing small and medium-sized businesses based on analysis of real estate markets, transport, tourism, automotive markets, etc. This allows us to provide personal insurance products according to the needs of each product offering.
Contact Undercover Insurance for details
As a personal insurance specialist in Johannesburg, Undercover Insurance Brokers has an extensive track record of service excellence. If you want to know more about our various personal insurance products, please get in touch with one of our representatives.
